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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
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What is a "smart home"?

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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Levy Wilson, REALTOR®, real estate agent and broker for Wilmington, Greenville and New Castle County, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

LEVY WILSON
Prudential Fox and Roach Realtors

3838 Kennett Pike
Greenville, DE 19807
DIRECT: 302-888-1088
Fax: 302-888-0404
Office: 302-571-8855
LevyWilson@NUMBER1EXPERT.com

Levy Wilson is a top-producing Prudential Fox & Roach real estate team serving Delaware, Pennsylvania and New Jersey. For over 30 years, the unique combination of individual expertise and genuine team spirit has created an uncommonly effective resource for the region. But it's the team's hands-on approach that best describes its giving, yet ever knowledgable, personality. Ask any Levy Wilson client what made their real estate experience so rewarding, and you're sure to hear abot the welcoming professionals that brought it all home. Levy Wilson is a consistent memberof the PREA 100 --- the top 100 sales professionals, out of over 60,000, in Prudential Real Estate in the U.S.

CRSeProMLSREALTORGRI


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